Since 1998, Sunlite Mortgage has been offering homeowners mortgage options for non-traditional home financing situations. Our private mortgage collection focuses on providing short-term mortgage options to borrowers who require time to address temporary credit issues or income deficiencies. Whether you’re purchasing a home, refinancing your existing mortgage, or seeking access to funds, we offer first and second mortgage options, as well as home equity loans.
Our home equity loans can be obtained through two methods:
Fixed-Term Loan: This is a lump-sum loan that is repaid in equal monthly installments. With fixed payments, you can easily budget without any unexpected surprises.
HELOC (Home Equity Line of Credit): Homeowners with at least 20% equity in their homes and a good credit rating can access a line of credit known as a HELOC. This flexible option allows you to borrow funds as needed at a competitive interest rate.
Qualifying for a loan is straightforward if you own your home. Unlike banks, credit unions, and trust companies, we don’t focus on a lengthy list of documents. If you have equity in your home, we are likely to get you approved for a mortgage. At Sunlite Mortgage, we prioritize your home value and outstanding loans, making it easy to unlock the equity in your home.
Ask us about our:
- Low doc program
- Light doc program, and
- Full doc program
For more information, give us a call today at (877) 385-6267.
