Retire in comfort by
Investing Well Today

RRSP, RRIF & TFSA Eligible Investment

Investment Benefits

8.19%*

*Note To Investors: Average net return stated is the simple average of net annual returns generated over the last three fiscal years. Past performance is not indicative of future annual returns.

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Invest with Sunlite Mortgage – Your Path to Secure and Lucrative Investment Opportunities!

Are you seeking a reliable avenue to grow your investments, regardless of their size? Look no further. At Sunlite Mortgage we extend a warm invitation to you, whether you’re a seasoned investor or just starting out. Our unwavering commitment revolves around offering you enticing investment prospects, backed by tangible real estate assets, effectively mitigating the customary risks associated with private money ventures.

We Maximizing Returns and Minimize Risk

Our overarching philosophy is centered on amplifying investment returns while cultivating a harmonious alignment between the aspirations of our borrowers and the interests of our investors. Sunlite Mortgage prides itself on presenting an opportunity that marries security with substantial yields.

Security Anchored in Real Estate

Our mortgage investments are meticulously secured by tangible real estate holdings, affording you a unique layer of protection rarely found in private money investments. Rigorously scrutinized collateral ensures that, even in the event of loan defaults, your investments remain safeguarded by tangible assets. Our dedication to cautious underwriting standards bolsters this security, as we only extend loans up to 70% Loan-to-Value (LTV), an additional safety measure guarding against potential real estate market fluctuations.

Tailored Flexibility for Your Prosperity

Investing with Sunlite Mortgage opens the door to an array of benefits, particularly in terms of lending terms. Our private mortgages feature remarkable flexibility, catering to diverse investor preferences. With shorter terms and a consistent cash flow, your investments generate steady income, all while being sheltered by the security of real estate assets.

Rates That Work for You

Our competitive annual rate of return ranges between an impressive 8% and 15%, ensuring that your investments work hard to deliver the returns you deserve.

Invest on Your Terms

Starting your journey with Sunlite Mortgage is as accessible as it is rewarding. With a minimum investment requirement of just $25,000 and the flexibility to invest up to $5,000,000, we cater to investors of varying levels and ambitions.

Exceptional Services

When you choose Sunlite Mortgage, you’re not just investing – you’re joining a community backed by exceptional services. Our commitment to your success is reflected in the full suite of services we offer:

Comprehensive loan servicing, ensuring your investments are in capable hands.

Effortless collection of borrowers’ monthly payments, streamlining your investment income.

Convenient direct deposit options, enhance your ease of operation.

Vigilant enforcement and collection efforts in cases of mortgage default, safeguarding your interests.

Expert assistance with early payoffs and other specialized requests, tailored to your needs.

Seize the Sunlite Mortgage Opportunity Today!

Embrace the future of secure, high-yield investments. Join the Sunlite Mortgage family today and embark on a journey where your financial aspirations are our top priority. Experience the power of investments backed by real estate assets – your path to prosperity starts here!

What We Offer

CONSUMER BENEFITS

Initially, we embarked on the understanding that by directly offering our lending services to consumers, we could substantially reduce the interest rates they pay, all the while maintaining a higher-than-average return for our investors.

INVESTOR BENEFITS

Simultaneously, we engage directly with investors to raise the funds we subsequently lend. This approach enables us to bypass expensive commissions and other forms of compensation associated with brokers and money managers, factors that could otherwise diminish returns for our investors.

COMMON SENSE LENDING

We mitigate risk through a prudent loan-to-value lending ratio, which is even more conservative than that employed by the major Canadian banks. This cautious approach dictates our careful assessment of the amount of a home's equity we permit our customers to borrow against, without defaults.

TECHNOLOGY AND AUTOMATION

We integrate all these elements through an innovative technology-driven strategy that evaluates risk, automates services, and facilitates communication with both borrowers and investors. This enables us to operate with more efficiency, allowing us to provide services more swiftly compared to our competitors.