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Current Mortgage Rates

Toronto Mortgage Brokers.
Canadian Mortgage Rates.

Our mortgage solutions begins with your mortgage pre-approval.

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First Time Homebuyer?
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Fixed Rate Mortgage?
Variable Rate Mortgage?

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Home Buyer's Guide

Our step by step First Time Homebuyer's guide.

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Refinance Guide

Refinancing your mortgage - lower your monthly payments.

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Today's Mortgage Rates

Compare our mortgage rate to your bank's mortgage rates.

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Mortgage Calculator

Use our mortgage calculator to calculate your monthly mortgage payment.

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Today's Rates

Compare mortgage rates for our most popular loan options.

5 Yr Fixed

2.49%
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Great for budgeting your monthly mortgage payment
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Rate is fixed for the term of your mortgage
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Great for borrower on a fixed income

HELOC Rate

4.45%
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Great if you want to have access to funds in an emergency
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Allows you to make lump sum payment without pre- payment penalty

Variable Rate

2.85%
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Lowest Mortgage rate
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Only have to pay interest if you wish to
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Because of the low rate you could potentially pay off your mortgage faster

Why Sunlite Mortgage?

Whether you are looking to purchase your first home, renewing or refinancing your existing mortgage, It's important to work with a company that homeowners trust.

At Sunlite Mortgage we recognize that no matter how knowledgeable our clients are, they need an experienced mortgage professional to guide them through the plethora of lenders and regulations to get them the right mortgage. We partner with you and our mortgage lenders to get you the best mortgage your credit can buy.

Not all our clients initially qualify for the lowest fixed rate mortgage but we work with them until it's a reality. We try our best to assist in getting a rate that will lower the lowest mortgage payment or help them to pay off their mortgage faster. We will always be there to provie exceptional customer service the counsel that will help you achieve your mortgage goals faster. We are in this with you for the long run, through the good and bad to help you get the mortgage you deserve.

We work for you the borrower and get paid by the banks, credit unions and trust companies to refer your deal to them and in most cases at lower rates than the big 6 banks. Compare our mortgage rates and pay off your mortgage faster.

What's new in market

NEWS UPDATES ON THE MORTGAGE MARKET

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Getting a Mortgage with the New Mortgage Regulations


Refinancing your mortgage and converting higher-rate debt like credit cards, consumer loans and unsecured lines of credit into a mortgage.

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Will the 2019 Federal Budget affect Millennials?


How the 2019 federal budget will affect Millennials In the 2019 Federal Budget, the Canadian government announced changes to make home ownership easier for millennials.

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Bank of Canada increases variable mortgage interest rate


For the fifth time since the middle of 2017, the Bank of Canada has increased interest rates to 1.75%. Fixed rate mortgages aren't usually affected by these increases.

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Read informative topics

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Mortgage Topics

As a first-time home buyer, you'll want to learn as much as you can about mortgages: an overview What they are? How they work? and How they can benefit you?

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Mortgage rates and products are constantly changing, making the Canadian mortgage market more competitive than ever before. However, our team consists of several professional mortgage brokers, you can access all your mortgage options with just one phone call and one application.

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Getting Mortgage Pre- Approval is an important first step when beginning your search for a home. A Sunlite Mortgage professional will work with you to get the best rates based on your credit and mortgage amount.

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Your credit report is simply a listing of all of your mortgage and consumer debt. Here in Canada, the two main credit reporting agencies are Trans Union and Equifax.

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Our mortgage rates are always competitive and subject to change without notice. From time to time during the process of getting a mortgage pre-approval, our clients get the lowest mortgage rate.

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Paying off your mortgage faster is an achievable goal. Most of us that have a mortgage would like nothing more than being mortgage free. But it is important to understand the process, so that you can utilize your money the best way possible.

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When your mortgage term comes up for renewal, you have several decisions to make - one of the most important is whether you want to stay with your current lender, or transferring to another lender.

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As part of the home buying process, you will have to decide on your dream home. Therefore, ask yourself do you prefer the privacy and independence of a single-family house?

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The choice is not always an easy one. Also depends on the borrower's risk tolerance as well as their financial ability to tolerate any increases in their monthly mortgage payments.

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Being a homeowner is a great accomplishment, something to be proud of. It takes time and hard work to succeed in buying a house; once that is done, there are still many years to come until your mortgage is paid off.

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Are you a First Time Home Buyer? Or New to Canada? Owning a home is a big decision, and most importantly getting off to a good start can make a difference. Here are some tools and information that can help you in buying your first home.

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