Types of Mortgages in Canada

Comprehensive Mortgage Solutions

Sunlite Mortgage offers many types of mortgages in Canada that are designed to meet your needs. Whether you seek a high-ratio or conventional first mortgage, we provide fixed and variable rate options tailored to residential, commercial, and construction projects.

Residential Mortgages

For homebuyers, Sunlite Mortgage presents a variety of mortgage products crafted to fit your unique financial situation. Our fixed-rate mortgages provide stability with predictable monthly payments, while our variable-rate mortgages offer flexibility and potential savings. Whether you are a first-time homebuyer or looking to refinance, our mortgage specialists are here to guide you through every step.

Commercial Mortgages

At Sunlite Mortgage, we understand the complexities of commercial real estate financing. Our commercial mortgage solutions cater to various property types and business needs, providing the capital necessary to purchase, refinance, or renovate commercial properties. We offer competitive rates and flexible terms to help you achieve your business objectives.

Construction Mortgages

Building your dream home or embarking on a commercial construction project requires specialized financing. Sunlite Mortgage offers construction mortgages that provide the necessary funds in stages as your project progresses. Our experts work closely with you to ensure a smooth financing process from start to finish.

High-Ratio Mortgages

Sunlite Mortgage offers high-ratio mortgages insured by Canada Mortgage and Housing Corporation (CMHC) or other private insurers for those with a smaller down payment. These mortgages enable you to purchase a home with as little as 5% down, making homeownership more accessible.

Conventional Mortgages

Our conventional mortgage options provide flexibility and competitive rates for borrowers with a larger down payment. Whether you choose a fixed or variable rate, our mortgage specialists will work with you to find the best solution for your financial needs.

Why Choose Sunlite Mortgage

At Sunlite Mortgage, we are committed to delivering exceptional service and personalized mortgage solutions. Our experienced team is dedicated to helping you find the right mortgage to fit your needs, ensuring a smooth and efficient borrowing experience.

 Please see our lending parameters below.