Trusted Mortgage Broker in New Brunswick

Fast, flexible, and local mortgage solutions backed by experience and supported by one of Canada’s most responsive national brokerages.

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Trusted Mortgage Solutions in New Brunswick – Backed by Experience and Local Insight

At Sunlite Mortgage, your trusted mortgage broker in New Brunswick, we provide residential and commercial mortgages that help homeowners and businesses build wealth and stability.

We work with Canada’s leading mortgage companies and banks to provide you with personalized guidance, access to a wide range of lenders, and expert advice tailored to your financial situation, helping you navigate the complexities of getting a mortgage. Whether you have been turned down by your bank or credit union, our mortgage brokers will help you get the right mortgage for your credit or income.

Whether you’re a first-time home buyer in Moncton, a retiree looking for a reverse mortgage in Fredericton, a self-employed borrower having challenges getting a mortgage from a bank in Saint John, or a newcomer to Canada with little credit in Dieppe, our Mortgage Associates and Mortgage Brokers offer trusted, relationship-based guidance backed by one of Canada’s most responsive national brokerages.

We work for you — not the bank — and our job is to help you access the best mortgage solutions for your income, credit, and long-term goals. Best of all, our services are free except in rare cases.

First Time Home Buyer

At Sunlite Mortgage, a trusted mortgage broker in New Brunswick, we make homeownership possible for first-time home buyers — even in rising markets. For newly built homes, we also offer insured mortgage options with 30-year amortization, making monthly payments more manageable and improving qualification.

Our Mortgage Associates and Brokers take the time to understand your needs, goals, income, and credit before selecting the lender that’s the best fit, offering the lowest rates and most flexible terms. Whether you’re shopping in Moncton, Fredericton, or Saint John, we’ll help you get into your first home with confidence.

These changes, paired with provincial programs and federal incentives, can reduce the upfront cost of homeownership. Our team helps you get pre-approved, understand your eligibility, and take advantage of every opportunity to qualify with confidence.

Mortgage Renewal

Over 60% of mortgage holders sign their mortgage renewals without performing the same due diligence they did for the initial mortgage, and this is where homeowners lose the most.

When first shopping for a mortgage, lenders know that. That’s why many Canadians end up paying more at renewal than when they first bought.

At Sunlite Mortgage, we advocate for you. Our Mortgage Associates and Brokers compare offers from over 50 lenders across New Brunswick to find you a lower rate and better terms, at no cost to you. We’re paid by the lender, not you, and our goal is simple: earn your trust by helping you save. It’s a win for you, a win for us, and a win for your financial future.

Mortgage Refinancing

Whether you live in a major city like Moncton or Fredericton, or a smaller town like Shediac or Riverview, Sunlite Mortgage helps New Brunswick homeowners refinance their mortgages with clarity and purpose.

Homeowners turn to us to access equity for home upgrades, support a growing business, or simplify and consolidate debt. We provide refinancing options tailored to your specific needs, timeline, and financial goals.

Our team structures your file strategically, so whether you’re renovating, reinvesting, or resetting your budget, we make sure refinancing works for you.

Investment Properties

At Sunlite Mortgage, we work with real estate investors across New Brunswick to build strong, cash-flowing portfolios. Whether you’re financing a single-family investment, a condo, a new development, or an apartment building, our brokers structure deals with long-term strategy in mind.

We offer investment property financing through CMHC Conventional, MLI Select, and private lenders, giving you flexible options that support your investment strategy. From Saint John to Bathurst, we help investors plan smarter, grow faster, and finance more efficiently.

Self-Employed Borrowers

Most self-employed borrowers we work with have been turned down by a bank, not because they’re unqualified, but because the bank didn’t look deep enough. At Sunlite Mortgage, we leave no stone unturned.

Our experienced Mortgage Associates and Brokers — who are also self-employed — understand exactly what it takes to get your application approved. We review your full financial picture, including business bank statements, retained earnings, and supporting documents that traditional lenders overlook. We also work with lenders that accept stated income, providing you with flexible options that banks typically don’t offer.

Newcomers to Canada

Sometimes it’s easier to qualify for a mortgage as a newcomer to Canada, especially when you’re working with a broker who understands your journey. At Sunlite Mortgage, some of our team members were newcomers themselves, so we know what documents you need and how to guide you through the process

We work with lenders who welcome permanent residents, newcomers, and even non-permanent residents with open arms. Whether you’re building credit or still settling in, we’ll help you find a mortgage that fits your new life in New Brunswick.

Debt Consolidation

We pride ourselves on helping New Brunswick homeowners pay less interest to the banks by using the equity in their homes to save on interest payments. No matter how much debt you’re carrying, how impaired your credit is, or how limited your income may be, our team will create a personalized plan to help you with debt consolidation, reduce your interest, and keep more of your money where it belongs: with you and your family.

Reverse Mortgages

Reverse Mortgage

You’ve been a prudent saver. Your former self made the right choices, planned, and secured a mortgage that would let your future self enjoy retirement comfortably. At Sunlite Mortgage, we help New Brunswick homeowners aged 55+ unlock the equity they’ve built — tax-free — through a reverse mortgage tailored to their goals.

Whether you’re looking to travel, upgrade your home, support family, or supplement your retirement income, our Mortgage Associates and Brokers walk you through the options and help you access the funds you need without giving up your home.

Are you in a consumer proposal or with bad credit? We will put you on a path to getting into a bank so you can pay less interest in two years rather than seven.

Do you have high-interest credit card debt, an unsecured personal loan, or a loan with Fairstone, EasyFinancial, Lendcare, or LendDirect?

Contact an experienced mortgage associate in New Brunswick today.

Why New Brunswickers Work With Sunlite Mortgage

Unmatched lender access — including A, B, and private options
Same-day pre-approvals and quick turnaround
Personalized support for both urban and rural homeowners
Proven service model supported by 30+ years of experience
Transparent guidance from licensed Mortgage Brokers

Our Mortgage Services in New Brunswick

Sunlite Mortgage offers a wide range of home and investment property financing solutions tailored to New Brunswick’s unique housing markets. Our Sub Mortgage Brokers are equipped to help you with:

Residential purchases for first-time and repeat buyers
Mortgage renewals and early switch options
Mortgage refinancing and equity take-outs
Debt consolidation using home equity
If you have a high-interest second mortgage, we will help get your mortgage to a bank
Reverse mortgages for homeowners 55+
Private mortgage solutions and alternative lending
Financing for self-employed borrowers and commissioned income earners
Pre-approvals and rate holds for competitive edge in hot markets

Have a specific scenario? We’re here to guide you through it — professionally, promptly, and locally.

Communities We Serve

We proudly serve clients across New Brunswick, including:

Southern NB	Central NB	Northern NB
Saint John	Fredericton	Bathurst
St. Stephen	Oromocto	Campbellton
Grand Bay-Westfield	Minto	Dalhousie
Quispamsis	Nackawic	Kedgewick
Rothesay	Woodstock	Edmundston
Hampton	Florenceville-Bristol	Caraquet

Need mortgage support elsewhere in New Brunswick? Our team of mortgage brokers work province-wide.
Contact an experienced mortgage associate in New Brunswick today.

Tools & Resources

New Brunswick Office Address: 83 Barrieau Road, Moncton, New Brunswick E1G 1J5

Client Feedback

“Professional, responsive, and truly cares about her clients. Vanna made the whole mortgage process stress-free.”

– Google Review

“Vanna provided insight, clarity, and options when we thought we had none. She made a stressful refinance feel manageable and rewarding.”

– Tony L., BC

Let’s Get You the Right Mortgage

Reach out to a Sunlite New Brunswick Mortgage Broker today. We’ll help you understand your options, move quickly, and secure the right solution — whether you’re buying, renewing, or refinancing in New Brunswick.