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Current Mortgage Rates

Second Mortgage

As one of Canada’s leading second mortgage lenders, our mortgage solutions put you first. We provide the lowest rates in Canada, approve your application within 30 minutes, and close your mortgage within one week.

With constantly changing mortgage rules that prevent your bank from allowing homeowners to access equity from their property, we offer you an alternative to the bank’s Home Equity Line of Credit (HELOC). We don’t ask may questions, in fact, with some of our second mortgage options, we don’t even ask for proof of income.

A second mortgage can be a great way to save or restore your credit by using it to avoid late payments on your credit cards, mortgages, loans or any other credit facilities, liens of judgment that might be placed on your credit bureau.

  • Would you like to consolidate all your bills into a single payment? We can help you do that.

  • Do you want to pay out a consumer proposal? We can help with that too.

  • Do you want to pay property tax or income tax arrears? Our second mortgage covers that.

  • Mortgage arrears? We can help with that as well.

Our rates start at 50% of most credit card interest rates so you could be cutting your payments in half if you need to take equity out of your home to pay down credit card debts.

Please feel free to call or “Apply Today” and start reducing your payments.

Mortgage Qualifier Calculator

The first steps in buying a house are ensuring you can afford to pay at least 5% of the purchase price of the home as a down payment and determining your budget. This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the payment schedule button to see a complete amortization schedule of your mortgage payments.

Cashback Toronto Mortgage Broker