Sunlite Mortgage Private Mortgage

When Traditional Banks Say No, Try Sunlite Mortgage

Sunlite Mortgage provides residential mortgages for people who don’t meet traditional banks’ lending criteria. Our friendly and efficient service and common-sense approach to mortgage lending offers a refreshing alternative to conventional mortgage approval processes.

We offer private residential and commercial mortgages across Ontario.

Private Mortgage Rates

Loan Purpose Purchase, Refinance, Equity Takeout
LTV Purchase Max 80%
Refinance Max 75%
Terms 12 months
Rate 1st mortgage starts at 8.99%
2nd mortgage starts at 9.99%
Fees 1st Mortgage fees starting at 2.99
2nd Mortgages fees starting at 3.99%
Payment Monthly, interest-only
Service Area Ontario
Property Type Residential: House, Condo, Townhome
Commercials: Office. Plaza, Multi-Unit, Mixed-use, Farm, Storage, Land

*Interest rates, terms, and products are subject to change without notice.

Learn more about Private Mortgage Rates

Who we lend to

    • Self-employed
    • New to Canada
    • Earning non-traditional sources of income
    • Low income
    • Experiencing credit issues
    • Bridge Loans
    • Blanket Financing

(Purpose of Funds, Exit Strategy, etc.)

We Lend Across Ontario

BC Coming Soon

Call: 877-38 LOANS

Email: applications@sunlitemortgage.com