Second Mortgage Investor

Invest in Private Mortgages

Private First and Second Mortgage
Private first and second mortgages are a great way to supplement your retirement income. Since the stress test was introduced in 2018 more and more borrowers with excellent credit has seen their mortgage declined by their bank. This has created an enormous opportunity for investors to invest in mortgages.

The Canadian real estate market is as sound as ever. According to Statistic Canada 2006 Census, 8.5 million of 12.4 million households in Canada or 68.4% own their own home.

Most homeowners who currently have a mortgage with their banks paying a low mortgage rate prefer to get a second mortgage than paying a penalty if they need additional funds.

Self employed professionals, newcomers to Canada who have substantial down payment great credit aren’t able to get a mortgage because of the stress test.

Both GIC and annuity rates are historically low. Sunite Mortgage offers with a great opportunity to invest in first and second mortgage at minimum risk earning much higher rates than a GIC or annuity. Mortgages are RRSP, RESP and TSFA eligible.


Tired of paying up front fees or back end fees to invest your money?

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