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Current Mortgage Rates

Current Mortgage Rates

Our mortgage rates are always competitive and subject to change without notice. From time to time during the process of getting a mortgage pre-approval, our clients get the lowest mortgage rate. This is due to ongoing rate promotions from our mortgage lenders.

We pride ourselves on making sure that you get the best possible rate available to you.

For all high ratio mortgages regardless of the term, the qualifying interest rate is the greater of the Bank of Canada qualifying rate.

Contact a Sunlite Mortgage agent to help you find the best mortgage for you!

TermsBank RatesOur Rates
1 Year3.35%2.69%
2 Year3.14%1.99%
3 Year2.92%2.69%
4 Year3.09%2.69%
5 Year3.09%2.39%
7 Year3.60%2.89%
10 Year3.70%2.94%
Variable Rate3.25%2.90%
Prime Rate3.95%3.95%
Line of Credit4.45%4.45%


Home Purchase Calculator

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month.

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