Whether you’re thinking about buying a new home, getting a home equity loan or line of credit, or refinancing an existing Mortgage, our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision. You can explore different payment scenarios and compare variable rate mortgages and fixed rate mortgages.

We have developed a range of tools and other resources to help you make informed decisions about buying a home, obtaining a mortgage, and managing a mortgage. Our calculators will help you find out when you are ready to buy a home, what you can afford to buy, and the best way for you to pay down your mortgage.

Accelerated Debt Calculator

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. The process is simple; just apply a portion of your consolidated loan’s monthly payment savings to the consolidated loan’s balance. You can save hundreds, even thousands in interest and shave years off of your loan!

Bi-weekly Payment Calculator

This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment. Bi-weekly payments accelerate your mortgage payoff by paying 1/2 of your normal monthly payment every two weeks. By the end of each year, you will have paid the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.

Home Purchase Calculator

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. You can even determine the impact of any principal prepayments! Press the report button for a full amortization schedule, either by year or by month.

Mortgage Qualifier

The first steps in buying a house are ensuring you can afford to pay at least 5% of the purchase price of the home as a down payment and determining your budget. This calculator takes you through the process of finding out how much you can borrow. Fill in the entry fields, and click on the payment schedule button to see a complete amortization schedule of your mortgage payments.

Mortgage Refinance Interest Savings

How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with new loan amortization, rate and closing costs. We will then determine how much interest refinancing can save you.

Mortgage Payoff Calculator

How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your mortgage!

Rent vs. Buy Calculator

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. The first steps in buying a house are ensuring you can afford to place at least 5% of the purchase price of the home as a down payment and determining your budget. This calculator helps you weed through the fees, taxes and monthly payments to help you make a good financial decision.

Compare Mortgage Calculator

Determining which mortgage provides you with the best value involves more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a mortgage. By comparing these important variables side by side, this calculator can help you pick the mortgage that works best for you. Click on the ‘View Report’ button to see the results in detail.

What Can I Afford?

This tool will help you estimate the mortgage amount you may receive from your bank or another lender.

Mortgage Payment Calculator

The Mortgage Payment Calculator helps you calculate several different aspects of your mortgage.

Premium Calculator

The Premium Calculator helps you calculate the mortgage insurance premium on any of the Genworth Canada products.

Purchase Plus Improvements Calculator

Genworth Canada’s Purchase Plus Improvements Program (PPI) combines a home improvement loan with your mortgage, in one convenient transaction. You’ll be responsible for one manageable payment per month and get the home you want, sooner. Estimate your monthly payment with our PPI Calculator.

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