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Current Mortgage Rates

Compare Mortgage Rates – Best Mortgage Rates In Canada

At Sunlite Mortgage our mortgage rates are very competitive and subject to change without notice. We are constantly comparing our rates with that of the banks and try to source rates lower with better prepayment privileges so you can pay off your mortgage and become debt free faster. With that in mind you should shop around and compare mortgage rates as the savings could amount to thousands of dollars per year. The question is, would you like to save more or would you like your bank to make more by taking a higher rate from them out of loyalty? We compare fixed rate mortgage and variable rate mortgage with the 5 largest banks in Canada.

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Lowest mortgage rates

We consistently seek lower mortgage rates so that we can offer our borrowers the lowest mortgage rates in Canada. Compared to the the banks , we offer lower fixed mortgage rates, variable mortgage rates,HELOC mortgage rates, cash back mortgage rates for first time home buyers or whether you are renewing your mortgage, switching your mortgage or refinancing your mortgage.

60 Lenders to choose from

We have a relationship with over 60 lenders and we are able to negotiate the lowest rate that your credit will get. With only one pull of your credit bureau we are able to send your mortgage application to the lender that will approve your mortgage and advance your mortgage loan.

Whether you are looking for a fixed rate mortgage or a variable rate mortgage, a HELOC or a Home Equity Loan, we have many options that you wont get from a bank or a bank’s mortgage specialist.

Our mortgage rates are lower for first time home buyers, self employed borrowers, people who are new to Canada and have little or no credit and for many people who have no credit at all. If you are looking to refinance your mortgage to consolidate debt, our rates will help you to get back on track to financial stability.

TermsSunlite Mortgage RatesTD Mortgage RatesScotiabank Mortgage RatesBMO Mortgage RatesRoyal Bank Mortgage RatesCIBC Mortgage Rates
1 Year3.143.593.643.793.393.54
2 Year3.143.743.743.993.383.69
3 Year2.892.964.403.293.353.94
4 Year3.103.944.593.943.144.49
5 Year2.793.295.343.543.395.34
7 Year3.355.805.745.803.896.45
10 year3.346.105.796.106.606.64
5 Year Variable Rate2.893.454.153.503.453.95
Prime Rate3.954.103.953.953.953.95

Refinance Calculator

How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with new loan amortization, rate and closing costs. We will then determine how much interest refinancing can save you.

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